Policy Snap

Contractor Insurance Quotes in 2 Minutes.
No Phone Calls Required.

GL, Workers' Comp, and Commercial Auto — compared across top carriers. Get your COI the same day.

Step 1 of 6

What type of contractor work do you do?

Select the option that best describes your trade.

Takes under 2 minutes · No phone calls required

500+ contractors served

We compare quotes from A-rated carriers so you don't have to call each one yourself.

These Problems Cost Contractors Real Money

You lose a job bid because the GC needs a COI by Friday and your current agent takes a week to return a call.
Your premium jumped 20% at renewal with no explanation — and you didn't have time to shop around before it hit.
You hire a sub who isn't insured — and when they cause damage on the job, you're the one liable.
Your state requires workers' comp and you're operating without it — one audit or injury away from a massive fine.
Check My Rate in 2 Minutes →

How Policy Snap Works

1

Tell Us About Your Trade

Your trade, crew size, and what coverage you need — takes under 2 minutes

2

Get Matched with Carriers

A-rated carriers compete for your business — GL, Workers' Comp, Commercial Auto, and more

3

Get Your COI Fast

A licensed agent calls you with quotes — many contractors get their COI within 24 hours

Why Contractors Use Policy Snap

All carriers in our network are AM Best A-rated or higher — the same names your GC or project owner will recognize on a COI.
We handle GL, Workers' Comp, Commercial Auto, and Inland Marine — the coverage types contractors actually need to bid and work.
No 45-minute phone calls. Answer a few questions online, and a licensed agent calls you with quotes — not the other way around.

What contractors say

“I needed a COI for a GC by Tuesday. I filled this out on my lunch break and had quotes the same afternoon. Way faster than playing phone tag with my old agent.”
Marcus T.Electrician · Dallas
“My renewal jumped almost 20% and nobody could explain why. Policy Snap got me apples-to-apples quotes from carriers I actually recognized on the COI.”
Robert V.General contractor · Orlando
“I run a small crew and thought shopping coverage would take forever. Took a few minutes online and a real person called me back with options—not a robocall.”
James L.HVAC · Houston

Frequently Asked Questions

Nothing — our service is 100% free for you. We get paid by the carrier only if you choose to bind a policy. There are no hidden fees, ever.

The form takes about 2 minutes. A licensed agent typically calls you back the same day, and many contractors receive their Certificate of Insurance within 24 hours.

Absolutely not. You're under zero obligation. Only move forward if you're happy with the coverage and the price.

Absolutely. Many of our carriers specialize in one-person operations and small crews. You don't need a big payroll to get competitive rates.

It depends on your current coverage and carrier. But most contractors who haven't shopped around in a year or more find that rates vary significantly between carriers for the same coverage. Comparing is the only way to know.

Ready to Get the Right Coverage for Your Trade?

Stop overpaying. Stop waiting on hold. Get your contractor insurance quote in 2 minutes.

Get My Contractor Insurance Quote →

Takes 2 minutes•No obligation•100% free